Check five things before you sign any basement finishing contract:
1. Valid State Registration: A current Home Improvement Contractor registration for the state where the work is performed (NJ HIC or PA HIC).
2. Comprehensive Insurance: Both liability and workers’ compensation coverage to protect your home and the workers on-site.
3. Code Compliance: A company that handles its own municipal permits using professional architectural drawings rather than pushing the administrative burden onto the homeowner.
4. Skilled Labor: The use of dedicated, factory-trained crews rather than unverified day laborers.
5. Transparent Milestone Payments: A written contract with a clear payment schedule tied directly to your township’s or borough’s inspections.